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Privacy Policy

Your data is safe with Receivables Xchange Marketplace

1. Information We Collect

We collect personal and business information during registration, account setup, and usage of our platform. This may include names, email addresses, company registration numbers, bank details, and uploaded documents (e.g., invoices, contracts).

2. How We Use Your Data

We use your data to facilitate transactions, verify identity, process payments, ensure security, and improve user experience. We never sell or rent your data to third parties for marketing purposes.

3. Data Protection

Your information is stored securely on encrypted servers. We implement strict access controls and follow GDPR compliance to safeguard your data against unauthorized access or disclosure.

4. Third-Party Services

We work with trusted third parties for payment processing, identity verification, and hosting. These partners are contractually obligated to comply with our privacy standards.

5. Cookies and Tracking

We use cookies to enhance user experience, analyze traffic, and save preferences. You may disable cookies in your browser settings, but some features of the site may not function properly.

6. Your Rights

You have the right to access, update, or delete your personal data. You may request data export, correction, or account deletion at any time by contacting our support team.

7. Data Retention

We retain your data as long as your account is active or required for legal and operational reasons. Invoices and financial records may be kept longer for regulatory compliance.

8. Contact

If you have questions about this Privacy Policy, contact our Data Protection Officer at privacy@receivablesxchange.uk

9. Legal Basis for Processing

We process your personal data based on your consent, contractual necessity (for using the platform), and our legal obligations under applicable regulations including the UK GDPR and EU GDPR, where applicable.

10. International Data Transfers

Some of our service providers may be located outside the UK or EU. In such cases, we ensure appropriate safeguards (e.g., Standard Contractual Clauses) are in place to protect your data in accordance with applicable data protection laws.

11. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and where appropriate, we will notify you by email or via your dashboard.