Welcome to Receivables Xchange Help Center
General
How do I create an account?
Click “Register”, choose your role (buyer or seller), fill the form and confirm via email.
Is the platform free?
Yes, registration is 100% free for both buyers and sellers. We only take a commission on successful transactions.
Will my data be shared externally?
No. Your data stays within the platform and is never sold or shared without your consent.
Which countries are supported?
We support companies registered in EU, UK, USA, Canada, Gulf region, and North Africa.
Do you offer customer support?
Yes, you can contact us at any time via our contact page or email contact@receivablesxchange.uk.
For Buyers
How do I purchase a facture?
Browse factures, submit an offer, sign the contract, and send the payment via escrow.
Can I negotiate the discount rate?
Yes, you can adjust the discount per invoice before submitting your offer.
How do I know if a debtor is reliable?
We use Pappers API, credit scores, invoice history, and insurance verification.
Can I insure a facture?
Yes, if the debtor is eligible, you can activate credit insurance after contract signature.
When do I get paid?
You receive payment after the debtor pays the full invoice amount. We also offer collection support.
For Sellers
How do I list an invoice for sale?
Go to your Seller Dashboard and click “Add Invoice” to upload invoice details and documents.
What documents do I need?
A copy of the invoice, proof of delivery or signed contract, debtor registration number (SIREN), and your bank details.
What happens after a buyer accepts?
You both sign the contract electronically. Then funds are released to you after buyer payment.
How is the price determined?
You suggest a discount rate, and buyers can make counteroffers based on risk and liquidity.
What if the debtor never pays?
If the invoice is insured, the insurance covers the loss. Otherwise, we initiate a recovery process with your consent.